Single Trip vs Multi Trip Travel Insurance

When you're planning a holiday, there is a long list of things to think about. Which hotel? What's the beach like? Are there local activities for kids? Where's the best seafood restaurant? And that's just for starters. One travel essential which you must add to your to-do list is travel insurance, and even if you're trying to cut the cost of going away, this is one holiday feature that you really shouldn't go without.

It can feel a little daunting when you start looking for travel insurance. After all, with all those different policies and prices, not to mention the various destinations and activities you need to cover (or not cover), it can get a little complicated. But given the importance of travel insurance and the fact that it can protect your finances should things go wrong, it's well worth taking the time to figure it out.

One of the main considerations when booking travel insurance is whether you need a single or an annual policy. Simply put, this is the difference between one trip per year, and several. So if you're planning just one holiday within the next 12 months, you could opt for a single trip policy to cover you for this trip, and this trip only.

If however there's a chance you'll go abroad again within the next 12 months, it's probably worth taking out an annual or multi-trip insurance policy. This covers you for several holidays within the space of a year which usually brings the average per-trip cost of insurance down, making it more cost-effective. Plus it's one less thing to think about.

If you're confused about travel insurance, speak to a representative at Thomas Cook to find out more. You can book a wide range of policies to suit different types of holidays, and you can also reserve annual or single trip travel insurance from Thomas Cook. Visit the website or speak to a representative to find out more.